Tapping retirement funds to pay off debt may have short- and long-term drawbacks. If you are facing a hardship, you may be ...

A 401(k) loan lets you borrow from your retirement account, while a personal loan is a lump sum from a lender ...

Financial advisors call it "leakage," a dangerous habit that drains retirement accounts to pay for today's wants. But new research suggests that 401(k) loans are rarely used for frivolous spending, ...

HUNTSVILLE, Ala. (WAFF) - Borrowing from a 401(k) is a unique financial tool where you function as both the borrower and the lender, but not all workplace plans allow it. Financial expert Marshall ...

On the May 13, 2026 episode of The Clark Howard Podcast, a caller named Lucas from Oklahoma faced a temptation millions of ...

With the demise of company pensions, 401(k) plans have become the de facto retirement plan for the majority of American workers. These company retirement plans make it easy for employees to save for ...

A 49-year-old called the Rich Habits Podcast with a question millions of parents quietly carry: should I borrow to send my ...

When facing a financial emergency, accessing money in a 401(k) plan can feel a bit like being stranded at sea: surrounded by water, yet unable to take a drink. Your money is there, it’s just not ...

Planning for retirement doesn't have to be daunting.

Vanguard's annual "How America Saves" report reveals important data concerning the financial habits of almost five million defined contribution plan participants. However, since these figures are ...

Investopedia researched the best solo 401(k) accounts, analyzing features like investable assets, costs, customer support, and more, to help readers find the best option to suit their needs.