Some workers are maxing out their 401(k)s, but many still face shortfalls and may need to take extra steps to strengthen their retirement readiness.

A record number of Americans tapped into their 401(k) retirement savings for hardship withdrawals last year due to financial ...

The average 401(k) plan savings rate recently notched a record high — and the percentage is nearing a widely used rule of thumb. Stream Los Angeles News for free, 24/7, wherever you are. During the ...

Vanguard data shows Americans are pulling money out of their retirement accounts early at record rates to help make ends meet.

Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their guaranteed income, like Social Security. Morningstar's latest analysis suggests ...

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are included ...

The average 401(k) plan savings rate recently notched a record high — and the percentage is nearing a widely used rule of thumb. During the first quarter of 2025, the 401(k) savings rate, including ...