For nearly three decades, one of the most widely cited guidelines in retirement planning has been the “4 percent rule.” Originally devised in the mid-1990s by financial adviser Bill Bengen, the rule ...

Retirees are shifting from the traditional 4% withdrawal rule to 5% to combat rising healthcare and living costs. A 5% withdrawal on $1M generates $50K annually versus $40K at 4%. The strategy relies ...

As retirees enter 2026, the hope is that it will be both different from 2025 and potentially some of the same. After an uncertain early part of the year, from May on, the year ended with significant ...