Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Toby Walters is a financial writer, investor, and lifelong learner. He has a passion for ...

Capping credit card interest rates at 10% sounds ideal, but it could shut millions out. Here's what drives credit card rates and how they got so high.

This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and ...

The billing cycle is one of the most vital, yet misunderstood, parts of credit cards. In order to maximise the benefits of your card, track payments, and avoid interest, you must first understand how ...

There are numerous ways to pay a credit card bill, including through an online account management portal, over the phone or with cash. If you want to maintain the best credit score possible, you’ll ...

Enrolling in paperless credit card statements allows for easier management and faster access. Not to mention, it’s better for the environment. Credit card companies use strict security measures to ...

Keep an eye out for these small business credit card perks to help you save money and spend smarter this year.

When Alice ordered at a restaurant and paid a bill totaling $27.96, she was surprised to find that her credit card bill had charged an extra $4.19. It wasn't until Alice's credit card statement ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...