APY APY stands for Annual Percentage Yield, which is the actual rate of return per year, including compound interest. The APY is typically the rate you'll see featured for the CD you're considering.

Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings goals best.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But, what are those earnings, specifically? And between a $20,000 CD and ...

Beat average interest rates with one of the best high-yield savings accounts.

We’re sharing some of the top savings accounts of February 2026 ...

We scoured all the options to find the highest CD rates of February 2026, as well as the most accessible ones ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

The top nationwide rate for a 1-year CD rose to 4.25% today, and you also have the option to choose a shorter 3-, 6-, or ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

CD terms can range from three months to five years. Learn which one is right for you.

Investing your down payment savings can help you buy a home sooner, but deciding where to put it is all a matter of math.