Discover how apportionment divides losses among insurers, real estate expenses, and financial responsibilities. Learn ...

Learn how a waiver of coinsurance clause in insurance policies can eliminate part of your claim payment obligation under some conditions, and understand its implications.

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

January 7, 2022 - Some policyholders might be surprised to learn that more than one insurance policy can apply to the same claim or injury. Having a second policy involved might seem like a luxury at ...

We don't usually think of Santa when we shop for life insurance, but may find ourselves confronted with myriad clauses included in the applications' finer print. Historically, these clauses have ...

General and professional liability insurance protect against different business risks. You may need both. Many, or all, of the products featured on this page are from our advertising partners who ...