The wisdom of financial planning often clashes with the messy reality of life, and for one couple in their early 50s, a strong retirement nest egg and a valuable home aren't enough to quell the severe ...

Financial stress is real right now. Maybe your job has been affected, or unexpected health expenses have popped up. The kids are home for the holidays, and it feels like there’s a lot to juggle.

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. How much should you withdraw from your retirement savings in ...

Margaret Giles: Hi, I’m Margaret Giles from Morningstar. Morningstar’s annual safe withdrawal rate research suggests that new retirees consider a 3.9% starting withdrawal if they’re looking for the ...

In the financial independence, retire early movement, the 4% rule is basically written in stone. You can take multiple paths to ensure your portfolio has longevity while allowing you financial ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, economics, and public policy. Peter began covering markets at Multex (Reuters) and has ...

Record 6% of Americans tapped 401k savings for hardship withdrawals in 2025, up from 4.8% in 2024, as financial stress forces workers to raid nest eggs.

The headline safe withdrawal rate from Morningstar’s 2024 retirement income research was dispiriting: We pegged 3.7% as a baseline safe starting withdrawal percentage for people who are just embarking ...