Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Credit card is a very useful thing in today's time. Spending money from a credit card is exactly like taking a loan from a ...

If you have lower credit, you may qualify for a balance transfer card -- but other debt repayment methods are likely a better fit. Evan Zimmer has been writing about finance for years. After ...