You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Finances FYI is a weekly series providing straightforward finance tips and best practices to help improve financial literacy. Credit card debt is common in the U.S., with the average American carrying ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

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Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector’s contact details to ...

Complaints about aggressive debt collection have skyrocketed in recent months, federal data shows, a sign that more Americans are falling behind on credit cards and medical bills. The rise in ...

RealCashSaver has released The Ultimate Cash Savings Toolkit, a 16-eBook collection covering personal finance topics from ...