Plus, how to maintain a strong credit score.

People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong over time.

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

A woman who had nearly paid off a £10,000 debt was sent emails suggesting she could apply for new credit cards.

There’s no overnight fix for a weak credit score, but a few focused changes can start shifting it faster than most people ...

No one wants a bill to be sent to collections, but life happens. The good news is that it isn't the end of the world. Here's what you need to know about collections and their impact on your ...

Addressing debt directly, even though it may be uncomfortable, is one of the most effective ways to regain control. This might include applying for a consolidation loan, following a structured ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

Learn how credit reports can influence hiring decisions, who is affected, and steps you can take to protect your job ...