Finding a personal loan can be more difficult if you have poor credit, and you might pay higher interest costs ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...

It’s a tough time to be a borrower. Even if there is some moderate easing in 2026, mortgage rates (now about 6.15% for a 30-year loan) are largely expected to remain stubbornly high. Auto-loan rates ...

Learn how a fair credit score could help you with car loans.

When applying for a mortgage, your credit score affects your odds of approval, interest rate and loan terms. FICO has been the leading credit scoring company for mortgages, but credit scoring models ...

Student loans are a major financial commitment and not just because of the long road to repayment. They can also have a bearing on your credit score — and by extension, your overall financial health ...

Although you may be able to get a business loan with a 500 credit score, you should exercise caution, as available options can be expensive. Many, or all, of the products featured on this page are ...

You probably won't be much help as a private student loan cosigner if you have a 600 credit score. A 670 FICO score could qualify you, but you'll want an even higher score (think 760) to unlock the ...

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

The best personal loans for good credit are from providers like SoFi, LightStream and Achieve that offer low APRs and rate discounts ...