Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's how you compare to others and how you can improve.

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing [1], used by lenders to judge how well an individual can pay ...

Your credit score can impact everything from the rate you get on a mortgage to whether or not you qualify for a credit card. But most people have no idea how their credit score stacks up against ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Some people aren’t kind about credit scores. Comments on the social media platform Reddit range from jabs calling them “useless” or “ridiculous” to stronger scoldings saying they’re a “gimmick” or ...

Lender requirements vary, but a higher score might increase your approval chances Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side covering auto loans, ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...