A guide to interpreting your credit score – or, what does a 725 mean?   — -- Your credit score gives creditors a quick way to assess whether you're likely to pay back a car loan, a mortgage ...

FHFA and Fannie Mae have eliminated rigid minimum credit score floors (like 620) for conventional mortgages Lenders now can ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

NEW YORK -- It may soon be harder for many of us to get loans and open new credit. FICO, the system which calculates credit for roughly 110 million Americans, is changing the way it assigns scores, ...

Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

As Lynnette Khlafani-Cox looked at her credit score back in 2022, she couldn’t believe what she was seeing. The number that popped up on her screen: 850. She is a renowned money expert known as ‘The ...

The rapid advancements in artificial intelligence have positioned it as a transformative force across various industries, with fintech emerging as a prime beneficiary. As the financial sector embraces ...

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and higher ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good credit overseas.