The interest rate on fixed-rate HELOCs stays the same, as opposed to fluctuating as it does with traditional HELOCs. Some lenders will let you convert part of a traditional variable-rate HELOC balance ...

“When you get a fixed-rate mortgage, it's like buying insurance against inflation, and you're paying for that insurance over the whole life of the mortgage,” one expert told us. The real estate market ...

Ratehub.ca is a mortgage-rate comparison marketplace and mortgage brokerage. It helps millions of Canadians compare and ...

Offering includes lower fixed-rate options, an enhanced cashback offer, and a new high-value mortgage to reduce cost of ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...

Homeowners received some welcome news this week via falling home equity borrowing rates, which dropped to their lowest point since 2023. According to Bankrate's national survey of lenders, the average ...