A positive credit history and a good credit score are important when applying for a bank loan, credit card, job or insurance coverage. If you have poor credit — or no credit at all — you’ll have fewer ...

When you’re just starting a company, it’s common to mix personal and business finances. You might bootstrap with personal savings, use your own credit card for early expenses, or sign personal ...

A bunch of California credit unions and small banks offer these, especially for folks who are new to credit. The key is making payments on time – they get reported to the credit bureaus and help you ...

Planning to get a mortgage, rent a home, or apply for a rewards credit card? Mortgage lenders, credit card issuers, and landlords usually evaluate an individual’s ability to manage credit and make ...