Thanks to inflation and a higher federal funds rate, certificate of deposit (CD) interest rates have increased exponentially in recent years. CD interest rates barely broke 1% a few years ago. By ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

Building a CD ladder for emergency savings combines security and growth. It is an effective approach that makes sure your funds are accessible when you need them while earning higher interest than a ...

The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, based on certificate term lengths. Here’s an ...

Opening a CD now means you can lock in a guaranteed return before banks finish adjusting to the Fed's move. Even though the ...

Focus on CDs for cash reserves, use a CD ladder and compare rates. But don’t lose sight of a CD’s purpose. Many, or all, of the products featured on this page are from our advertising partners who ...

Banking experts explain how to split your money between savings, CDs and other accounts to maximize growth, security and ...