The residential mortgage as we know it today is less than a century old. In fact, until the Federal Housing Administration (FHA) was established in 1934, only one in 10 Americans even owned a home.

Anticipation over a Federal Reserve interest rate cut, which was barely registering a few weeks ago, is now growing to a fever pitch. Following an unemployment report that showed the rate increasing ...

With a pair of moves over the weekend, President Donald Trump signaled his intention to bully various institutions into ...

The Federal Reserve just cut interest rates for the first time in 2025, as concerns mount over a sluggish jobs market. Policymakers and Wall Street analysts seem to agree that two more interest rate ...

The Fed cut interest rates by a quarter point, as expected, but there were dissents in the final vote. If we look all together, we expect two rate cuts next year, which is one more than the Fed. A ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.