Family life insurance isn’t a single product sold by insurance companies. In some cases, it refers to the ability to purchase additional coverage for family members. In others, it’s a way of conveying ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Life insurance can help your family replace lost income, pay off large debts and allow you to leave a financial legacy after you die. But it can be complicated. There are lots of different policy ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Getting life insurance is one of the easiest ways to ensure that your family and loved ones are taken care of in case something happens to you. That being said, the life insurance industry is a ...

Pat Howard is a licensed insurance professional specializing in home insurance. He is a former managing editor at Policygenius, where he wrote, edited, and conducted data studies, which were ...

When buying life insurance, consumers must make a crucial choice during the process of acquiring their policy. They must decide how large to make their death benefit. Policies with a larger death ...

Cash value life insurance combines savings with a death benefit; more costly than term insurance. Policyholders can use cash value for loans or withdraws, impacting the ultimate death benefit.