Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

Five years ago, Taylor Gothard, 41, and his spouse found themselves staring at $100,000 in credit card debt spread out over 17 maxed-out credit cards. When it comes to debt like this, they’re not ...

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I've seen plenty of financially responsible people max out a credit card. Whatever the reason, the moment you swipe and hit that limit, things change. And not just in ways you can see. Sure, you know ...