Although most advisors are familiar with life insurance’s financial protection and planning benefits, they can be surprised by the complexity of the medical underwriting process and the frictions of ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Medical underwriting is the process of evaluating an application for health insurance ...

Medical underwriting looks at your health history to decide insurance costs and coverage. Major medical coverage cannot use medical underwriting due to the ACA. Life insurance is still often medically ...

In our industry, we hear from advisors who see life underwriting as opaque and confusing, and its “make or break” nature can be frustrating. An unexpected underwriting decision can derail a new ...

You can apply for Medicare health coverage once you reach 65 years old. While Medicare policies come with lower premiums than traditional health insurance, these policies typically come with copays, ...

Manulife has updated its underwriting AI’s client questionnaire, nearly doubling its instant approval rate to 58% of all ...

If you plan to buy medical insurance, remember that the proposal you sign is the source document for this review. Keep it ...