The 4% rule is pretty simple. You start by withdrawing 4% of your individual retirement account or 401 (k) balance your first year of retirement. You then adjust future withdrawals for inflation. If ...

Deciding how much to withdraw from your retirement accounts means finding a balance between enjoying life and making your money last. Taking too little leaves you with unused savings, while taking too ...

During your working years, the size and your frequency of your paychecks is largely determined by your employer. But once you ...

Bill Bengen, the father of the 4% rule, agrees that a 4% withdrawal rate doesn't work for everyone. Most retirees can withdraw more without worrying about running out of money. The ideal withdrawal ...

One of the more underrated retirement strategies you can consider today is the Health Savings Account. Essentially, a ...

For this Redditor, a 4% safe withdrawal rate is part of their retirement planning. It’s helpful to remember that the 4% SWR is a recommendation and not the only option available. There is also ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

Discover how Roth 401(k) accounts are taxed, emphasizing tax-free withdrawals in retirement and upfront tax payments. Learn ...

It's true that there are income limits to be eligible to contribute to a Roth IRA. Starting in 2026, if you're single or the head of household, the income limit is $168,000; if you're married and ...

Why Should I Invest in my Retirement? Financial planners estimate that you'll need between 70-90% of your pre-retirement income to live comfortably in retirement. Retirement income is typically made ...

Are you feeling overwhelmed by Roth IRA vs Traditional IRA tradeoffs? Then add terms like Deductible, Non-Deductible, MAGI, RMDs, phaseouts—it can feel like you need a tax degree just to choose an ...

Most of us have no idea if our retirement plan is actually any good. Sure, we’re contributing to our 401(k) and maybe we’ve got some vague target numbers floating around in our heads, but is that ...