ChatGPT shared several strategies retirees can use to make their money last for decades, including asset mix tips and risk ...

Here is your go-to guide on getting the most out of retirement with your taxes. It’s not as hard as you would think.

I find the rule too restrictive. I'd rather adjust my withdrawal rate from year to year based on market conditions and my personal spending needs. As someone who writes about Social Security regularly ...

According to Morningstar’s new analysis, when you retire, you can start with one withdrawal rate and adjust for inflation—but ...

What goes up must come down. That's a basic way of expressing gravitational pull, but I'm actually talking about the balances of certain retirement accounts. If you invest in a tax-deferred retirement ...

Margaret Giles: Hi, I’m Margaret Giles from Morningstar. One of the major challenges for people spending from their portfolios is how to manage the tax bills from those paychecks. Joining me to ...

A record share of Americans are tapping their retirement savings accounts to cover emergency expenses, according to new data from financial services firm Vanguard. In 2025, 6% of people enrolled in ...

Retirement planning is one of those things most people know they should be doing seriously, yet somehow never get fully right ...

Relying on Social Security alone is risky. A CPA explains how diversified retirement income, smart withdrawals and ...

Retirement planning isn’t just about saving money. Here’s how to approach it with strategy by aligning income, risk, taxes and lifestyle goals for long‑term security Written By Written by Staff ...

Morningstar research suggests that clients retiring in 2026 could start with a withdrawal rate of 3.9% and, adjusting for inflation, continue through a 30-year retirement without running out of money.

Christine Benz: With retirement, there does seem to be this persistent issue when you talk to financial advisors, where their clients are overly frugal. They can’t turn off that savings mechanism, ...