This article will explain the rule changes in clear terms and highlight the key operational and tax points you should ...

The scheme will function under the Multiple Scheme Framework (MSF) and will be contributory in nature, meaning individuals ...

There are mix of choice and compulsion that creates confusion, but once you understand the cut-offs and order of rules, the system becomes far easier to navigate.

New NPS Vatsalya guidelines ease exits after 18 and clarify partial withdrawals, but KYC steps, default shift by 21 and tax ...

The minimum initial and annual contributions are Rs 250, with no maximum limit on contributions. Contributions can also be gifted by relatives and friends.

After the mandatory NPS annuity was reduced to 20% in Dec 2025, I discussed two additional changes I would like to see in the NPS. (1) The inclusion of ...

PFRDA has introduced the NPS Swasthya Pension Scheme on a pilot basis to help subscribers manage inpatient and outpatient medical expenses. Know eligibility, investment rules, withdrawals and exit ...

The NPS Swasthya Pension Scheme has been structured as a contributory pension product focused on meeting outpatient and ...

A Common Scheme Account must be opened along with the NPS Swasthya Pension Scheme Account if it is not already existing ...

Open to all Indian citizens, including NRI/OCI. Beneficiaries are minor children, below 18 years of age. Account to be ...

In December 2025, PFRDA announced some sweeping changes that has made NPS a far more compelling investment product for retirement.