Tax season is when retirement planning suddenly feels very real, because the right move with an IRA can shrink this year's bill while building long term savings. The core question is simple: will your ...

Retirement plans such as 401(k)s and IRAs are powerhouse savings accounts, giving you a tax break either when you contribute to the account or when you withdraw your money — plus taxes are deferred ...

The IRS prevents some high earners from deducting their traditional IRA contributions. It depends on income and whether you or your spouse is an active participant in a workplace retirement plan. You ...

Non-deductible IRA contributions can cause major headaches. Learn how a reverse rollover can avoid the pro-rata rule, ...

You never escape income taxes, but IRAs can help you control when you pay them, possibly lowering your lifetime tax payments. Roth IRAs are exempt from required minimum distributions, a boon if it’s ...

Matching isn't just for 401(k) plans anymore. Here's the scoop on the brokers and robo-advisors that offer an IRA contribution match. Many, or all, of the products featured on this page are from our ...

An audit of Susan’s IRA activity revealed that she paid income tax on $50,000 that qualified to be tax-free. Susan mistakenly believed that her IRA custodian would inform her how much of her ...