You might not see this bill coming if you don't know the ins and outs of your annual free visit.

Blumberg is a contributor for TIME. Blumberg is a contributor for TIME. If you already head to the doctor’s office once a year for an annual physical: good job. If you don’t, let this be your reminder ...

Even if you eat a nutritious diet and work out consistently, you still need to take care of your health in other ways, like going to the doctor for a routine physical. During a physical exam, doctors ...