WASHINGTON The final risk retention rule may appeal to bankers more than regulators' original proposal, but a comeback for the private-label securitization market still faces enormous obstacles.

A Supreme Court decision that will set a legal precedent for financial firms trying to meet the new requirements set forth in the Fair Housing Act is approaching. And new research suggests that ...

Comptroller of the Currency Thomas Curry testified on Capitol Hill in front of Congress and fellow regulators, warning that the proposed qualified mortgage rule carries significant risk in its current ...

In a sudden departure from earlier actions, regulators today proposed two contradictory new approaches for defining Qualified Residential Mortgage (QRM). Either approach would change the requirements ...

WASHINGTON The centuries-old question about a tree falling in the forest best encapsulates the debate over the latest draft of the "qualified residential mortgage" proposal: If regulators create a ...

Failed federal housing policy was the primary driver of the financial crisis, driven in part by regulatory failures and private market excesses. Gallagher said it’s unfortunate that federal regulators ...

Financial regulators on Tuesday finally released the final rule defining Qualified Residential Mortgages (QRM). The definition is intended to determine which loans are exempt from the risk retention ...

The Federal Reserve, FDIC, OCC, SEC, FHFA, and HUD will purportedly soon release for comment a new Qualified Residential Mortgage (QRM) Rule that may align with the Qualified Mortgage (QM) Rule so ...

Regulators are fleshing out the "qualified residential mortgage" definition, proposing that borrowers be required to pay 20% on down payments on new homes to reduce the risk of default and foreclosure ...