Post-global financial crisis regulatory changes, particularly Basel III, lifted the cost of capital for riskier assets like leveraged finance lending and prompted banks to reduce direct exposure to ...

Explore how accounts receivable impact cash flow and investment decisions. Learn why high or low receivables can signal financial health or potential risk.

A line of credit is a flexible loan option that lets the borrower access up to a specific amount of money as needed. You may consider a line of credit if you need access to money quickly but don't ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

CEO Doug Shulman highlighted strong progress in OneMain's personal loan business, as well as advancements in new products like credit cards and auto lending. He emphasized that 2024 marked a cyclical ...

AM Best has affirmed the Long-Term Issue Credit Ratings (Long-Term IRs) of “aaa” (Exceptional) on the $74,646,000 Class A-1 8.00% Fixed Rate Asset Backed Notes, Series 2008-3 and the $9,389,000 Class ...

If you need access to cash, either a personal loan or a line of credit could be an option. However, there are some significant differences in their availability, function and purpose. Plus, both come ...

A personal line of credit, sometimes abbreviated as PLOC, is a revolving credit line available from a bank or other financial institution over a set period of time. It's somewhat of a hybrid between a ...