Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms

Treasury Secretary Henry Paulson says he is hopeful that the steps the Bush administration is taking will help identify mortgage holders who might have problems down the line, and offer assistance to those with adjustable interest rates that are about to go up

As interest rates drop to historic lows and the economy remains uncertain, many homeowners are strengthening their finances by refinancing their mortgage. When used strategically, refinancing can help homeowners get access to cash quickly, lower their ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Vice President of Growth & Engagement at CBS News and ...

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