Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

You may be able to get more income out of your savings each year.

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds ...

At 68 with strong savings, the question isn’t whether you can retire but whether you should. This crossroads involves ...

It's not a given that it's the best withdrawal strategy for your situation.

For decades, retirement planning has assumed inflation would average around 2-2.5% annually, and financial planners built ...

Sheryl Rowling of Morningstar The greatest financial danger in retirement isn’t always the stock market. It’s the constant, ...

A 4% withdrawal rate is a common rule of thumb when planning for retirement. But what does that mean? And more importantly, is it right for you? This blog post... A 4% withdrawal rate is a common rule ...

Thirteen U.S. states do not tax retirement income in 2026, offering major savings for retirees. Nine states have no income tax, while four exempt Social Security, pensions, IRAs, and 401(k) ...

In your 70s, it's time to put your retirement plan into action. Here are some tips on how to maximize your success.