Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A named perils insurance policy is a home insurance (or business) insurance policy that only ...

Homeowners insurance perils are unpredictable events that cause damage to your property. Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies include ...

To continue reading this content, please enable JavaScript in your browser settings and refresh this page. Hurricanes, earthquakes and coastal flooding were once the ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...