It used to be said that successful retirements are built on the three-legged stool of pensions, Social Security retirement benefits, and personal savings. This was a helpful metaphor to simplify our ...

Folks who were covered by a defined benefit pension plan and stayed with a company for most of their careers often enjoyed a guaranteed lifetime income equal to 40%-60% of their final pay. Add Social ...

One of the analogies I use when explaining to my class members or a client about how we can visualize our fitness plan is ...

For generations, the American dream of retirement rested on what was consistently considered a sturdy, dependable foundation: the “three-legged stool”. This traditional framework comprised Social ...