As famed surrealist writer Franz Kafka was once believed to say: "Better to have, and not need, than to need, and not have." And while insurance can feel like a logistical nuisance for homeowners, its ...

Your home is one of the biggest investments you’ll ever make, so it’s smart to ensure you can repair or rebuild it after a disaster. But do you really know what’s covered under your home insurance ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Last year, there were a total of 27 weather and climate disasters in the United States with losses of more than $1 billion each, according to NOAA National Centers for Environmental Information (NCEI) ...

Accumulation on roofs and gutters can lead to everything from cracks to total collapse. Most standard homeowners insurance ...