.article__image {visibility: hidden;display: none;}Upstart lends to college-educated borrowers who have thin credit files. Upstart is a good fit for those who: – Have average to good credit scores.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

LightStream and Upstart are established personal lenders that serve contrasting borrower profiles through different underwriting methods. The former focuses on traditional credit metrics, while the ...

Oportun went public in 2019 and today has two million members that it serves with both savings accounts and personal loans. The company offers both secured and unsecured loans. Oportun is certified as ...