When you apply for a mortgage or another kind of loan, it can feel like your entire financial life is under a microscope. Through a process called underwriting, the lender reviews factors such as your ...

Mortgage underwriters are the fact-checkers of the home loan approval process, ensuring that the financial picture you portrayed in your application and the documentation you provided are accurate.

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Personal finance expert Dave Ramsey is often derided for his insistence on living a debt-free lifestyle. The 64-year-old radio host urges his listeners to avoid debt, from outstanding credit card ...

Editor's note: Money expert Dave Ramsey is CEO of Ramsey Solutions. He has authored seven best-selling books, including "The Total Money Makeover." His radio show "The Dave Ramsey Show" is heard by ...

ATLANTA--(BUSINESS WIRE)-- Munich Re unveiled its new life insurance underwriting manual — EDGE — to high praise at last week’s Association of Home Office Underwriters conference in San Antonio, TX. A ...

The majority of mortgage applications are processed with automated technology, but lenders can use manual mortgage underwriting for more complex financial situations. If you have a limited credit ...

When applying for a mortgage, lenders typically use one of two methods for underwriting: automatic or manual. Manual underwriting often offers higher acceptance rates for applicants with complex ...

After you apply for a mortgage, lenders use a process called underwriting to determine whether to approve or deny your loan. The underwriting process typically takes between 40 and 50 days to complete ...