A new mortgage has been launched by Santander allowing first time buyers to buy a home with just a 2% deposit – as long as that deposit is at least £10,000. My First Mortgage is available as a 5 year ...

However, whether a 2 or 5 year fixed mortgage is best for you will depend on your circumstances. So get expert advice from a fee-free mortgage broker. What is a fixed rate mortgage? A fixed rate ...

The way we own property will change in the future: new leasehold flats are set to be banned and replaced by ‘commonhold’ under proposals set out in the 2026 draft Commonhold and Leasehold Reform Bill.

A new permanent Mortgage Guarantee scheme has been launched to encourage lenders to supply 5% deposit mortgages. We explain how it works, the eligibility criteria and what the alternatives are. The ...

Discover the raft of issues we’re campaigning on here at the HomeOwners Alliance. Aimed at industry and government for the benefit of homeowners and aspiring homeowners.

Ahead of the election, Keir Starmer promised to ‘hit the ground running’ and turbocharge housebuilding from ‘day one’, to deliver on Labour’s housing manifesto. Now that Labour is in government, we ...

Indemnity insurance covers legal costs and potential damages in lawsuits. It primarily protects professionals from financial loss due to negligence, errors, or omissions in their work. But it’s also ...

RICS Homebuyer Surveys are a mid-level survey popular with most people buying a conventional property in a reasonable condition. They are less detailed – and less expensive – than RICS Building ...

Saving a deposit for a house is one of the biggest hurdles for first-time buyers, so it's no surprise that gifted deposits are a common feature of buying a home. Find out what gifted deposits are, how ...

What is spray foam roof insulation? As we warm our homes, most heat is lost through our walls, windows and roofs. So it makes sense to stop heat escaping, to improve energy efficiency and spend less ...

Is selling a Help to Buy property more difficult? Selling a Help to Buy property is more complex than a straightforward home sale because you’ll need to pay back the equity loan you borrowed to buy it ...

The Deposit Unlock scheme helps first time buyers and home movers buy a new build home with a 5% deposit. We look at how it works, Deposit Unlock scheme mortgage options and whether it’s the best ...