Both offer viable ways to borrow $50,000 worth of home equity, but only one has timely benefits worth knowing now.

The home equity borrowing climate changed in 2025. Here are three smart moves borrowers should consider for 2026.

Normally when someone has a low mortgage rate, they don’t refinance into a higher one ...

Whether you’re looking to lower your monthly mortgage payment, lock in a better interest rate, or tap into your home’s value for cash, there’s one number that matters most: your home equity. Home ...

Discover the benefits and risks of using a home equity loan to pay off your mortgage. Explore strategies to lower payments and manage potential pitfalls.

Home equity is a valuable financial resource. By definition, it’s the difference between your home’s value and how much you owe on your mortgage. For example, if your home is worth $500,000 and you ...

Splitero reports that homeowners can access equity through cash-out refinances or home equity investments, each suited for ...

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

Key takeawaysA home equity loan allows you to access the ownership stake you've built in your home to accomplish your ...

Homeowners are cashing in on years of home equity gains, even as mortgage rates remain elevated. The trend sent cash-out home refinancing activity to a nearly three-year high in the April-June quarter ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to say, complete with sample sentences that you can use as you kick off a ...

Key Takeaways Technically, you can use home equity financing to pay off a home loan, but that's often counterproductive.The only ways to access home equity are to sell your home or take out new ...