No one can quarrel with “value addition”. It is a sweet phrase for those of us from African countries, like Ghana, that seem to have missed the industrialisation boat. But as I recently explained, the ...

Cell and gene therapies (CGTs) represent one of the most profound breakthroughs in modern medicine, offering the possibility ...

High-risk life insurance is aimed at individuals that insurers classify as having an elevated mortality risk. That assessment ...

Life insurance can be a complex product, and it’s important to research the options thoroughly before purchasing. Some common ...

Some medical procedures and treatments require prior authorization from your health insurance company, meaning you'll need pre-approval before you can receive care. This episode, health care reporter ...

Learn about insurance cutoffs in reinsurance contracts, which define a reinsurer’s responsibility for claims after contract termination, key to understanding risk exposure.

Other states impacted by similar disasters are reforming their insurance laws. Legislators here are teeing up bills to follow ...

Learn how buyout settlement clauses in insurance contracts work, giving policyholders options to accept or reject settlement ...