Discover what umbrella insurance covers, how it enhances personal liability protection, and why it suits those with significant assets or high-risk activities.

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Find out if you need umbrella insurance.

Insurers understand that sometimes you need to let someone who is not listed on your policy drive your car. So, most policies include a permissive use clause, which allows your car insurance coverage ...

Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Understanding car insurance terms like deductible, premium, liability, comprehensive, and collision coverage is crucial for ...