DPDzero is building an AI-powered collections platform to help lenders to avoid mounting of NPA at a lower cost, cutting out ...

DPDZero uses AI to help banks and lenders in India recover unpaid loans more efficiently, replacing outdated collection ...

One in 10 people – or 11,000 – who get help from National Debtline have buy now, pay later debt, owing an average of £600.

Abstract: Debt collection is utilized for risk control after credit card delinquency. The existing rule-based method tends to be myopic and non-adaptive due to the delayed feedback. Reinforcement ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness, allowing for financial recovery.

When a debt is sent to a collection agency, it appears on a borrower’s credit report and could impact their credit score for up to seven years. A WalletHub analysis found Wyoming had the highest ...

A 52-year-old faces a financial crisis with a plummeting credit score and mounting debt collections. Caleb Hammer breaks down the numbers and discusses the impact. Opinion: The dog that didn’t bark on ...

The Trump administration will begin to seize student debt repayments from the wages of borrowers in default early next year, the US Education Department said Tuesday, a long-promised move that ...

Having watched Chicago’s City Council rebel against his budget and pass its own, Mayor Brandon Johnson is now focused on the matter of how (and if) the city collects its past-due debts. Going forward, ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

The exhilarating speed of AI-assisted development must be united with a human mind that bridges inspiration and engineering. Without it, vibe coding becomes a fast track to crushing technical debt. If ...

A company’s Code of Conduct is more than a document. According to the U.S. Department of Justice's latest guidance on corporate compliance programs, a Code is first and foremost a statement of a ...