Strategies include adding riders to life insurance for younger individuals and considering hybrid or traditional long-term ...

Long-term care insurance can be a crucial aspect of retirement planning, but it's important to buy the right amount of coverage. Getty Images As you plan for your financial future, one crucial ...

A long-term care insurance policy could help you reduce the cost of home health aides later in life. Franziska Richter / Getty Images The majority of Americans ages 65 years old or older — or ...

The traditional health-based long-term care insurance strategy involves paying an ongoing premium for long-term care insurance until a long-term care event takes place, and then being eligible to ...

Long-term care insurance definitely is not one-size-fits-all. But don't let weighing the pros and cons of long-term care policies overwhelm you. Focus on what's most important to you, ...

Besides long-term care insurance, it offers accident, vision and disability insurance. Policies start at $100,000 and can reach as high as 20 times your yearly income. Regarding the age limits ...

But few of us are prepared for it: only about 7 million Americans, or 1 in 10 Baby Boomers, have some sort of long-term care insurance. Some projections suggest that more than half of all middle ...

Life insurance is designed to provide a death benefit for your loved ones if you pass away. Long-term care insurance, meanwhile, can help pay for long-term care expenses while you're still living.

Long-term care may be needed due to a chronic illness, old age, an accident or other medical issues. To pay for the cost of long-term care, one can purchase long-term care insurance.

Long-term care insurance provides supplemental income to cover care and needs associated with extended care. This care can be either in the home or in a facility such as a nursing home.

The rap on long-term-care insurance is that it's pricey. You may be looking at $4,000 a year (if not more) to buy comprehensive protection against a monstrously expensive chronic illness that ...

Traditional long-term care insurance policy sales have fallen 60% since 2012, according to LIMRA, an insurance industry research and consulting group. In 2016, ...